OXPAN Cooperative Gold Plus

Oxpan cooperator is a banking and accounting software developed for co-operatives. It is developed by an expert team of developers under regular collaboration and guidance of cooperative specialists and banking professionals.For the first time Charkhata Based Accounting is introduced by OXPAN Cooperator . Oxpan Cooperator is applicable to all versions of Microsoft Windows in networking or in single computer environment as well as for cooperatives of multi-user environment (many counters) as well as many branches also.

Specific features of OXPAN Cooperator

  1. Follows National and International Rules
    • – Charkhata Accounting System: Charkhata is an accounting system developed for cooperative by its experts. This is well implemented in OXPAN cooperative solutions.
    • – Nepali Date: OXPAN Cooperator follows the nepali calendars and fiscal years
    • – Tax Provisions: Income-tax, Tax Deduction in Source(TDS) are calculated automatically.
    • – Provisions: Bad debts and other fund provisions are deducted as per the cooperative act and regulations.
    • – Depreciations: Depreciation: Depreciation is deducted as per the rules.
    • – Flexible to chage the rates and other provisions as per the government rules.
  2. Sufficient to All Cooperative
    • – Any type of cooperative: Supports Banking, Milk collection, Trading and manufacturing cooperatives.
    • – Any scale: single computer cooperative to multi branch cooperative.
    • – Microfinance: Integrated with cooperative.
  3. Modern Banking Facilities: OXPAN Cooperator has following attractive banking facilities:
    • – Photo and signature Verification facility
    • – SMS banking
    • – Collection App for daily collection
    • – Cheque Print
    • – Deposit Certificates and Statements
    • – Inter branch transaction
  4. Accurate and Scientifice Calculations:
    • – Interest Calculations of Deposits in various methods: Daily Balance, Daily Minimum, Monthly Minimum, Month End Balance, Weekly Minimum, Half yearly minimun and Fixed.
    • – Flexible Interest Rate: Flexible interest rates as on the deposit balance
    • – Penalty Calculations: On installment due, On interest due, on total due. various ways availabe.
    • – Depreciation : Diminishing Balance, Straight line.
    • – Provision for Bad Debts: 1, 35, 100 as per the rules.
  5. Flexible and Scalable: OXPAN software provides new ways for planning and implementation. It has the capability to extend your busines scale from one to millions and single computer to multiple branches.
  6. Security Management: Transaction Audit, Userbased roles, Data backup facility are the security features. These features prevents wrong data injection, wrong manipulations, disaster of data loss.
  7. Efficient Database Management System: Well designed database management system provides efficient and fast reporting facilities to the end users
  8. Easy and Attractive: OXPAN Cooperator is the software which teaches you what is cooperative, what a accounting system is and what we can a software is. You learn entire cooperative by using this software. This is the software from which you can learn and enjoy working.
  9. Plenty of Reporting Tools: OXPAN Software is rich of bundles of reports which are very useful for Managerial team and other stakeholders.
    • – Membership Detail and Account Details
    • – Complete Charkhata Ledger with sub ledger
    • – Branch-wise Central report regarding
    • – Deposit and loan collection report
    • – Deposit Balance and Transaction
    • – Loan Balance and Transactions
    • – Regular and overdue loan reports
    • – Overall transaction report
    • – Branch-wise and central report of Trial balance
    • – Balance sheet and income statement and cash flow statement.
    • – Complete central division office report
    • – NRB format Reports
    • – Access Branding Reports
    • – Loan Aging Reports
    • – Financial Reports
    • – Daybooks and Transaction Sheets
    • – Progress Reports
    • – Comparative Periodic and subject-wise report
    • – Financial Analytical Tools
    • – MIS Reports
    • – Branch wise progress report.
    • – COPOMIS Reports
    • – PROBATION Reports
    • – Remittance Reports
  10. Nepali Reports: You can get all reports in Nepali and English both languages.
  11. Scheduled closing/ Calculations/ Provisions and Backup: We can shedule for automatic calculations, provision and closings in routined time interval.
  12. Interbranch Transaction: This the features which provides facility to wrok with multiple branches. Cooperative with many services can be benifitted by this. We can make branchwise transaction, branchwise entry branch-wise reporting. It can be done using cloud server or own local server with public static ip.
  13. Regular Updates and Development: Your feedbacks are our properties. We collect feedbacks and suggestions, we get new ideas we discuss and beging planning. New features are developed in regular basis and provided back to the end user customers.
  14. Urgent Report Facility:Current liquidity, Receivables, payables, and other emergency reports can generate in seconds.
  15. Financial Analytical Tools:OXPAN Cooperator has very useful tools such as:
    • – PEARLS Analysis
    • – Profitability Analysis
    • – Interest Analysis
    • – Periodic Progress reports
  16. Self Designings: OXPAN Cooperator provides facility to design and plan new models in the cooperative by applying various options given for changing various rates and plans.
  17. Minimized Steps: Automation of entry and reporting helps users to get the work done in very few required entries. It helps to save time and efforts as well.
  18. Automatic Periodic Closing and Reporting:
    • – Deposit Interest Calcilation
    • – Loan Interest Calculation
    • – Depreciation
    • – Provision for Bad Debts
    • – Provision for Income tax and TDSs
    • – Preparing Profit and Loss Account (Income Statement)
    • – Preparing Cash Flow Statement
    • – Preparing Balance Sheet
    • – Distribute Profit on Funds
    • – Allotment of bonus and dividend
    • – Perioding provisions from deposits etc.
  19. Mobile Banking Facility: OXPAN Software provides facility to join with various mobile banking facilities like:
    • – BALANCE QUERY: Deposits, Loan and Interest .
    • – Topup Payments: NTC and Ncell Recharge cards, TV Recharges, Net recharge, Air Ticketing,
    • – Bill Payment: School fee, Electricity, Water etc.
    • – Card-less ATM
    • – Collection App.
    • – Fund Transfer
    • – ATM Cards
    • – Bank Transfer Etc.